This is an interesting one, no? I mean, here you are on a website called Financial Planning Fort Collins, and you are going to read about what a financial plan is. But interestingly enough, I think this does need some explanation. The reason I say this needs some explanation is because I’ve seen the term “financial plan” used so ubiquitously over the last decade that I feel it’s lost some of the value of what it actually is. I feel that many think a financial plan is something it’s not and, unfortunately, that leads to not actually having one. What is an honest-to-goodness financial plan? From the accounts and products mistaken for a plan to