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Jason Speciner

Social Security

Back to Basics: Social Security

How does Social Security work? How much will you receive? And when should you start taking benefits? If you have Social Security questions, you’re not alone. Read on to learn
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Credit card

Money Is Cheap Most Places … Except Your Wallet!

With low interest rates available for mortgages and auto loans, why are credit card rates still so high? Some possible reasons as well as how you can make the best
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Tax Planning

Back to Basics: Tax Planning

Happy Independence Day! While tax season may seem like a distant memory for those haven’t filed extensions, July can be a great time to check in on your tax situation
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Disability Insurance

A One-in-Four Chance

Is your financial plan complete? Considering a 20-year-old today has a 25% chance of becoming disabled during his or her working years, disability insurance is an important consideration. Learn about
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UGMA and UTMA

Giving Money to Kids, Part 3: Minors Trust, UGMA and UTMA Accounts

Looking for more ways to give money to the kids in your life? If Section 529 plans, Coverdell accounts, and IRAs don’t seem like the right gifting vehicles for you,
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Back to Basics: 3 Ways to Pay Down Debt

Back to Basics: 3 Ways to Pay Down Debt

What’s the difference between “good” and “bad” debt? Get a snapshot of debt levels in the U.S. today — and learn three of the most-used methods for paying it off.
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Coverdell

Giving Money to Kids, Part 2: Coverdell and IRA Accounts

In Part 2 of our series on giving money to kids, we explore two other higher education investment vehicles: the Coverdell Education Savings and individual retirement arrangement (IRA) accounts. Learn
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Miss These 4 Student Loan Slip-Ups

With the FAFSA deadline coming up fast, what should you look for — and avoid — when considering federal student loans to help fund college for yourself or your child?
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Insurance

Fire Drill: How to Avoid Being Sold Insurance That Can Derail Your Retirement Plan

Insurance is a safeguard for the things we love, but that doesn’t mean all insurance is created equal … and the same goes for insurance salespeople. Learn what sales tactics
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